When you have all the physical resources in the civilized world, time is the dragon's treasure. When you face the dragon alone and are forced to sneak behind it stealing one piece at a time, the treasure transforms into energy and motivation.
If you can't find single crumbs in either of its forms, the treasure is faith and the dragon seems insurmountable.
Its most terrible powers are psychic. It will enter your mind and consume the accomplishments of your entire journey, making you believe it was all for nothing and that you have really not moved at all.
Progress on the last things, until the next things: